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ň•“Chief Judge Hayworth says he would love to verify the lenders have all the critical documents they need to claim a property but for now he has to take an attorneys word for it. He says that home owners must step up and contest a case before he can stop a foreclosure. Attorney Richard Kessler found that 3 out of 4 foreclosure cases lacked critical documents and that this means that court has no reason to believe that the party filing the foreclosure is legally entitled to foreclose.ň•”

"US CONGRESSMAN Central Florida Rep. Alan Grayson talks about fraud, forgeries, Indian Call Centers and ILLEGAL FORECLOSURES! MANUFACTURED FORECLOSURES, BOGUS ASSIGNMENTS, ILLEGAL, FRAUDULENT FORECLOSURES AND ROBO-SIGNERS"

Judge Arthur Shack of Kings county supreme court rejected 46% of foreclosure filings due to incorrect dates and signatures and unclear proof of ownership. He says I dont think this is a small issue when somebody lives in a house and you are going to disrupt their lives and take their homes.

"All I need is to find $35 in mistakes to cancel a mortgage in defense of foreclosure.
Only $35?, only $35. How hard is that to find? Very easy to find."
- Jim Bufligio Foreclosure Defense Attorney, MSNBC.com

"Why should any American citizen be kicked out of their home. You know what, when these companies say they have your mortgage, unless you can put a finger on that mortgage, they don't have that mortgage, and you're gonna find they can't find that paper up on wall street!"
- Congresswoman Marcy Kaptur

“…Often the loans were chopped up and often the paperwork doesn't follow the loan, no paperwork, no proof, no go. They can continue to live there until there is a foreclosure and there won't be a foreclosure until the banks shows the court the original note."
- Attorney Mark Voisenat

"In foreclosure the bank has to show it owns your house. But what most people don't know is almost half the time the banks don't have the paperwork to prove that in court. In many cases it ends up lost or destroyed. The banks would love to keep that quiet because knowing that could be your best defense in fighting foreclosure. What I found is banks failed to attach a copy of the promissory note, that is the evidence that the consumer owes the debt, in 40% of the situations, so 4 out of 10 consumers, we're being asked to pay a mortgage with no evidence to validate the debt. Make them prove they have the note and the person standing in court is authorized by the owner to take your home."
- Katherine Porter, Associate Professor, University of Iowa

"Why do mortgage companies force you into foreclosure? What they don't want you to know is they make more money when you are in default."

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